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M.A. (Glasg.), Ph.D. (Heid.)
MACMILLAN AND CO., LIMITED
NEW YORK: THE MACMILLAN COMPANY
All rights reserved
First Edition, 1895; Reprinted with corrections, 1896, 1897 Second Edition, 1900; Reprinted, September 1900
Third Edition, 1903
PREFACE TO THIRD EDITION
THE completion of the fifth revision of this handbook leaves me with the impression that if the book had to be entirely rewritten it must assume a structure very different from that now presented. The controversies that were raging when the book was originally planned have either been settled by legal decision or have been pushed aside by other and more pressing matters. In fact, the atmosphere has changed ;" and strange though it may appear, it seems to be true that even a prosaic text-book of a small section of commercial law takes its spirit and form from the surroundings of its writer, much in the same way as the great imaginative works of literature bear on them the traces of the physical, mental and moral environment of their creators. But what is of perpetual value in the case of genius is only misleading and worthless in all the rest, and therefore in them, particularly in text-books, remodelling and rewriting become necessary.
Besides, there appears to be some hope that the long-discussed Marine Insurance Codification Bill may shortly become law. When this comes to pass, there will be a welldefined starting-point, whence new departures will be made in directions probably quite unsuspected by any one at this moment. Till then it is hoped that this little work may continue to be found useful to assured and underwriters alike.
UNION MARINE INSURANCE COMPANY, LTD.,
LIVERPOOL, 27th June 1903.