nature are incurred at an intermediate port they are subjected to the same treatment, in respect of insured and contributory values, as general average charges. Adjustment of return of premium (Custom of Lloyd's, 1876). When the words "and arrival" follow the stipulation for a return of premium on a policy on goods, the particular average, but not the special charges, is deducted from the amount insured to arrive at the amount on which the return is taken. INDEX. ABANDONMENT, when required, 75 nature and effect of, 79, 146 of ship, effect on freight, 80 notice of, 76 policy without benefit of, 7, 8 note on definition of, 146 ABANDONMENT OF ADVENTURE, 53, 54 ACTION, defined, 114. by assignee of policy, 59 by insurer in name of assured, 105 ACTUAL TOTAL LOSS, 69, 74 ADJUSTMENT OF LOSSES, 88-102 ADVANCE FREIGHT, insurance of, 16 effect of abandonment on, 81 ADVANCES, insurance of, 4, 9, 14 ADVENTURE (MARINE), insurance of, 4, 5 legality of, 5, 51 abandonment of, 53, 54 frustration of, 71, 74 AGENT, of assured effecting insurance, 25, 26. See also BROKER. of insurer, 115 “ALL OTHER PERILS,” 6, 127 ALTERATIONS IN POLICY, 138 AMOUNT INSURABLE, quantum of interest, 17 double insurance, 40 sum insured to be specified in policy, 30 APPORTIONABLE RISKS, 97 "ARRESTS, RESTRAINTS, ETC.," 126 ASSIGNMENT, of policy, 58 of interest in subject insured, 18, 59 on abandonment, 79, 105 ASSURED, defined, 1, 114 must have insurable interest, 7 assignment of interest by, 18, 59 duty as to good faith, 21 disclosure of material facts by, 22, 29 issue of policy to, 31 assignment of policy by, 51 duty as to payment of premium, 61 ratification of insurance by agent, 111 "AT AND FROM," when voyage must commence, 52 AVERAGE, note on meanings of, 145 “average unless general,” 128, 146 See GENERAL AVERAGE; PARTICULAR AVERAGE. AVERAGE ADJUSTERS ASSOCIATION, rules of practice of, 153 CHAIN-CABLES, 131 CHANGE OF VOYAGE, effect of, 53 compared with deviation, 54 CHARGES OF INSURANCE, 16, 20 CHARTERED FREIGHT, insurance of, 10 commencement of risk on, 122 See FREIGHT. CLAUSES (SPECIAL), construction of, 121 COALS, covered by policy on steamship, 20 spontaneous combustion of, 65 COLLISION, running-down clause and its construction, 95, 96 COMMISSION, is insurable, 4 broker's commission, 16 COMMON CARRIER, insurance by, 16 disclosure of special contract with, 24 CONCEALMENT, 22-26. See NON-DISCLOSure. CONDITIONING CHARGES, in partial loss of goods, 93 in constructive total loss, 73 CONFLICT OF LAWS, 116 CONSEQUENCE OF HOSTILITIES, CONSIGNEE, insurable interest of, 17 CONSTRUCTION, of policy, 112, 121 |